Modra zavarovalnica is one of the most important providers of supplementary pension insurances in Slovenia. They manage three pension funds and two guarantee fund, which is already paying out pension annuities. The funds are managed financially independent from each other.
Supplementary pension insurance provides an additional level of social security for the time after retirement. Employees receive a supplementary pension along with the pension from compulsory insurance, allowing them to maintain fullest standard of living they were accustomed to while they were still working.